Russia is moving to integrate cryptocurrency into everyday finance as lawmakers prepare a bill to allow retail participation under clear limits. The draft would remove crypto from special regulation, signalling broader adoption for the public.
Under the proposed framework, non-qualified investors would be able to buy crypto up to 300,000 rubles, roughly $3,800. Officials emphasise that these limits aim to prevent excessive speculation while providing controlled exposure to digital assets.
The move marks a significant change after years of tight restrictions and cautious oversight from financial authorities.
The legislation is designed with international use in mind, allowing tokens issued in Russia to participate in foreign markets and supporting cross-border settlements. Policymakers aim to integrate crypto into the economy while protecting retail investors.
Regulators, including the Bank of Russia and the Finance Ministry, continue to stress the importance of risk management. Limits and risk checks will ensure retail crypto use remains secure.
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The tech giant, IBM, has announced IBM Sovereign Core, a new software offering designed to help organisations deploy and manage AI-ready environments under sovereign control.
The product addresses growing regulatory and governance requirements as enterprises and governments seek greater authority over data, infrastructure and AI operations.
Digital sovereignty, according to IBM, extends beyond where data is stored and includes who controls systems, how access is governed and under which jurisdiction AI workloads operate.
IBM Sovereign Core is positioned as a foundational software layer that embeds sovereignty into operations instead of applying controls after deployment.
Built on Red Hat’s open-source technologies, the software enables customer-operated control planes, in-jurisdiction identity management and continuous compliance reporting. AI workloads, including inference and model hosting, can be governed locally without exporting data to external providers.
IBM plans to offer the software across on-premises environments, in-region cloud infrastructure and through selected service providers.
A technology preview is expected to begin in February, with full general availability planned for mid-2026.
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SEC Chair Paul Atkins says US crypto market structure legislation is close to becoming law, with President Donald Trump expected to sign it soon. The move aims to end regulatory uncertainty and provide clear legal foundations for digital asset markets.
Atkins has openly backed Congress in defining the jurisdictional split between the Securities and Exchange Commission and the Commodity Futures Trading Commission, arguing that statutory clarity is essential for protecting investors and supporting institutional growth.
Supporters believe clear rules will replace enforcement-led interpretation and allow the sector to mature within established financial frameworks.
Progress is moving through Congress, with the Senate Banking Committee advancing the CLARITY Act while the Agriculture Committee continues negotiations. Despite disagreements and amendments, bipartisan support suggests the bill could reach the White House by the end of the first quarter.
Looking ahead, Atkins has linked the bill to long-term US competitiveness, stating that clear and principled regulation will encourage innovation and attract capital. Coordination between the SEC, CFTC and the White House is expected to be central to implementation.
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TSMC reported a strong fourth-quarter performance, posting a 35 percent rise in profit to a record level, supported by sustained demand for advanced chips.
The company forecast robust growth for 2026, citing continued customer interest and tight capacity, while highlighting expectations for a significant increase in revenue in the first quarter of the year.
The Taiwanese semiconductor manufacturer confirmed that capital spending reached US$40.9 billion in 2025, slightly above earlier guidance, and indicated further increases ahead, with investment potentially rising to as much as US$56 billion in 2026 and accelerating later in the decade.
Ongoing projects include additional manufacturing capacity in the US, expansion in Japan, and continued investment in Taiwan.
TSMC also signalled that more US facilities may be planned, following earlier commitments to large-scale investment in Arizona.
Developments come amid discussions between Taiwan and the US on trade and tariffs, as well as broader policy efforts in Washington to encourage domestic semiconductor production.
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Gadget makers face rising costs as AI drives intense demand for memory chips. Supplies of DRAM and storage components have tightened across global markets.
Manufacturers have shifted production towards AI data centres, squeezing availability for consumer devices. Analysts warn the memory shortage could extend well into next year.
Higher prices are already affecting laptops, smartphones and connected devices. Some companies are redesigning products or limiting features to manage the costs of chip components.
Industry experts say engineers are writing leaner software to reduce memory use. The AI surge is marking the end of an era of cheap and abundant memory.
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European Commission Executive Vice President Teresa Ribera has stated that the EU has a constitutional obligation under its treaties to uphold its digital rulebook, including the Digital Markets Act (DMA).
Speaking at a competition law conference, Ribera framed enforcement as a duty to protect fair competition and market balance across the bloc.
Her comments arrive amid growing criticism from US technology companies and political pressure from Washington, where enforcement of EU digital rules has been portrayed as discriminatory towards American firms.
Several designated gatekeepers have argued that the DMA restricts innovation and challenges existing business models.
Ribera acknowledged the right of companies to challenge enforcement through the courts, while emphasising that designation decisions are based on lengthy and open consultation processes. The Commission, she said, remains committed to applying the law effectively rather than retreating under external pressure.
Apple and Meta have already announced plans to appeal fines imposed in 2025 for alleged breaches of DMA obligations, reinforcing expectations that legal disputes around EU digital regulation will continue in parallel with enforcement efforts.
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Ant International has announced a partnership with Google to support the launch of the Universal Commerce Protocol, a new open standard designed to enable agent-driven commerce across discovery, purchasing and post-purchase support.
A collaboration that aims to simplify how AI agents, merchants and payment providers interact across platforms.
The protocol establishes a shared language that enables agents to collaborate seamlessly without requiring bespoke integrations, while remaining compatible with existing industry frameworks. Google says alignment on common standards is essential for agentic commerce to scale across sectors and markets.
AI interfaces such as the Gemini app and AI Mode in Google Search are expected to support native purchasing within conversations. Users expressing shopping intent will receive curated product options and complete payments through integrated wallet services without leaving the chat environment.
Ant International is contributing payment expertise, alternative payment methods and AI-based risk management to ensure traceable transactions and consumer trust.
The company states that secure intent verification and fraud protection are crucial as users entrust purchasing decisions to intelligent agents.
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Efforts to reform US cryptocurrency regulation have hit another delay, as Senate senators pushed back the crucial markup of the CLARITY Act. The vote has been moved to the last week of January to secure bipartisan support.
Disagreements persist over stablecoin rewards, DeFi regulation, and regulatory authority between the SEC and CFTC. Without sufficient support, the bill risks stalling in committee and losing momentum for the year.
The CLARITY Act aims to bring structure to the US digital asset landscape, clarifying which tokens are classed as securities or commodities and expanding the CFTC’s supervisory role. It sets rules for market oversight and asset handling, providing legal clarity beyond the current enforcement-focused system.
The House passed its version in mid-2025, but the Senate has yet to agree on wording acceptable to all stakeholders. Delaying the markup gives Senate leaders time to refine the bill and rebuild support for potential 2026 reform.
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Fintech investment platform Betterment has confirmed a data breach after hackers gained unauthorised access to parts of its internal systems and exposed personal customer information.
The incident occurred on 9 January and involved a social engineering attack connected to third-party platforms used for marketing and operational purposes.
The company said the compromised data included customer names, email and postal addresses, phone numbers and dates of birth.
No passwords or account login credentials were accessed, according to Betterment, which stressed that customer investment accounts were not breached.
Using the limited system access, attackers sent fraudulent notifications to some users promoting a crypto-related scam.
Customers were advised to ignore the messages instead of engaging with the request, while Betterment moved quickly to revoke the unauthorised access and begin a formal investigation with external cybersecurity support.
Betterment has not disclosed how many users were affected and has yet to provide further technical details. Representatives did not respond to requests for comment at the time of publication, while the company said outreach to impacted customers remains ongoing.
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European labour markets are showing clear signs of cooling after a brief period of employee leverage during the pandemic.
Slower industrial growth, easing wage momentum and increased adoption of AI are encouraging firms to limit hiring instead of expanding headcounts, while workers are becoming more cautious about changing jobs.
Economic indicators suggest employment growth across the EU will slow over the coming years, with fewer vacancies and stabilising migration flows reducing labour market dynamism.
Germany, France, the UK and several central and eastern European economies are already reporting higher unemployment expectations, particularly in manufacturing sectors facing high energy costs and weaker global demand.
Despite broader caution, labour shortages persist in specific areas such as healthcare, logistics, engineering and specialised technical roles.
Southern European countries benefiting from tourism and services growth continue to generate jobs, highlighting uneven recovery patterns instead of a uniform downturn across the continent.
Concerns about automation are further shaping behaviour, as surveys indicate growing anxiety over AI reshaping roles rather than eliminating work.
Analysts expect AI to transform job structures and skill requirements, prompting workers and employers alike to prioritise adaptability instead of rapid expansion.
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