Digital business models

OpenAI outlines Japan’s AI Blueprint for inclusive economic growth

A new Japan Economic Blueprint released by OpenAI sets out how AI can power innovation, competitiveness, and long-term prosperity across the country. The plan estimates that AI could add more than ¥100 trillion to Japan’s economy and raise GDP by up to 16%.

Centred on inclusive access, infrastructure, and education, the Blueprint calls for equal AI opportunities for citizens and small businesses, national investment in semiconductors and renewable energy, and expanded lifelong learning to build an adaptive workforce.

AI is already reshaping Japanese industries from manufacturing and healthcare to education and public administration. Factories reduce inspection costs, schools use ChatGPT Edu for personalised teaching, and cities from Saitama to Fukuoka employ AI to enhance local services.

OpenAI suggests that the focus of Japan on ethical and human-centred innovation could make it a model for responsible AI governance. By aligning digital and green priorities, the report envisions technology driving creativity, equality, and shared prosperity across generations.

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UK tightens grip on Apple and Google mobile power

Apple and Google have been designated with strategic market status over UK mobile platforms. The CMA’s decision covers operating systems, app stores, browsers, and browser engines. Tailored conduct rules and special abuse oversight can now be imposed.

Regulators say entrenched power across iOS and Android risks limiting rivals and developers. The move is enabled by the UK’s DMCC framework and mirrors EU ambitions. Implementation will follow consultations on specific remedies for competition and consumer choice.

In Europe, gatekeeper rules already bite as Apple was fined €500 million over anti-steering. Alphabet faces preliminary findings over Play Store and search preferencing under the DMA. Further penalties could follow if non-compliance persists.

Both companies criticised the UK move, warning of harmed innovation and user experience. Google called the decision disappointing and disproportionate, while Apple attacked EU-style rules. The CMA also recently gave Google’s search and ads businesses SMS status.

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UC Santa Cruz uses NVIDIA AI to map global coastal flood risks

Researchers at the University of California, Santa Cruz, are using NVIDIA’s accelerated computing to model coastal flooding and support climate adaptation planning.

Led by Professor Michael Beck, the team develops high-resolution, GPU-powered visualisations to assess how coral reefs, mangroves, and dunes can reduce flood damage.

The centre employs NVIDIA CUDA-X software and RTX GPUs to speed up flood simulations from six hours to just 40 minutes. Using tools such as SFINCS and Unreal Engine 5, the team can now generate interactive visual models of storm impact scenarios, providing vital insights for governments and insurers.

The researchers’ current goal is to map flooding risks across small island states worldwide ahead of COP30. Their previous visualisations have already helped secure reef insurance policies in Mexico’s Mesoamerican Barrier Reef region, ensuring funding for coral restoration after severe storms.

A project, part of CoSMoS ADAPT, that aims to expand the US Geological Survey’s coastal modelling system and integrate nature-based solutions like dunes and reefs into large-scale flood resilience strategies.

Through NVIDIA’s technology and academic grants, the initiative demonstrates how accelerated computing can drive real-world environmental protection.

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Federal Reserve embraces crypto innovation in payments system

The Federal Reserve has signalled a shift towards decentralised finance, with Governor Waller saying the central bank now welcomes crypto innovators into mainstream payments.

Speaking at the Payments Innovation Conference on 21 October, Waller said the Fed intends to play an active role in the ongoing technology-driven transformation of the financial system.

Waller highlighted how stablecoins, tokenised assets, and AI are reshaping the payments landscape. He said private firms drive innovation but added that public institutions like the Fed must adapt to support evolving financial systems.

The governor said the central bank is exploring how tokenisation, smart contracts, and AI could enhance its own systems and foster closer dialogue with industry innovators.

In a significant policy proposal, Waller revealed that the Fed is studying a new type of ‘payment account’ for legally eligible institutions. The concept would provide streamlined access to Federal Reserve payment rails for fintech and crypto firms without requiring a full master account.

Such accounts would operate under tighter controls, including balance caps, no interest payments, and no overdraft privileges, allowing faster review times while maintaining system safety.

Waller said the payments revolution is underway and urged collaboration between traditional finance and emerging digital sectors. He called the event a turning point for Fed–innovator relations, noting that crypto and distributed ledgers are now part of modern payments.

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General Motors unveils AI and robotics innovations for next-generation vehicles

General Motors showcased AI, robotics, and software at GM Forward, showing how cars are becoming intelligent assistants. CEO Mary Barra unveiled advances in autonomy, AI, computing, and energy, signalling a move toward smarter, safer, and more personalised vehicles.

GM plans to bring eyes-off driving to market in 2028, debuting on the Cadillac ESCALADE IQ electric SUV. The company has already mapped 600,000 miles of hands-free roads in North America, with Super Cruise drivers completing 700 million miles without a crash attributed to the system.

Cruise’s driverless technology adds over five million fully autonomous miles of experience, forming the foundation for GM’s next phase of personal autonomy.

Vehicles will also feature conversational AI powered by Google Gemini from next year, allowing drivers to interact naturally with their car. In the future, GM plans to introduce its own AI, fine-tuned to individual vehicles and driver preferences via OnStar.

A new centralised computing platform, launching in 2028, will integrate propulsion, steering, infotainment, and safety on a single high-speed core, increasing update capacity, bandwidth, and AI performance dramatically.

GM is also advancing robotics at its Autonomous Robotics Center and Mountain View lab. Collaborative robots trained on decades of production data are being deployed in US assembly plants to improve efficiency, safety, and workplace quality.

Additionally, GM’s EVs can provide backup power to homes and, from 2026, to the electrical grid, supported by an integrated home energy system and smartphone app. Together, these innovations mark a significant step toward intelligent, personalised, and sustainable mobility.

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Amazon launches Blue Jay and Project Eluna to support employees

Amazon has unveiled two new innovations, Blue Jay and Project Eluna, designed to improve efficiency and safety in its operations. Blue Jay coordinates multiple arms to handle items in one workspace, reducing repetitive tasks and supporting employees.

Project Eluna is an agentic AI model that helps operators make data-driven decisions, anticipating bottlenecks and optimising workflows.

Blue Jay uses robotics experience, AI, and digital twin simulations to go from concept to production in just over a year. It is being tested in South Carolina, managing 75% of items and could support Amazon’s Same-Day delivery network.

Project Eluna will pilot in Tennessee, offering operators clear recommendations and reducing the cognitive load of monitoring multiple dashboards.

These systems aim to enhance the employee experience by improving ergonomics, reducing repetitive tasks, and opening new career pathways. Amazon is expanding robotics, mechatronics, and AI training so employees can work confidently with these technologies.

Blue Jay and Project Eluna join other recent innovations, including Vulcan, a robot with a sense of touch, and DeepFleet, an AI model coordinating fleets of mobile robots.

Tye Brady, Amazon Robotics chief technologist, emphasised that the focus remains on people. AI and robotics integration aims to enhance workplace safety, efficiency, and fulfillment, reflecting Amazon’s focus on workforce development and technological progress.

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UK data stays in the UK as OpenAI rolls out residency

OpenAI will offer UK data residency for API Platform, ChatGPT Enterprise, and ChatGPT Edu from October 24. The option, announced by Deputy PM David Lammy, is tied to a Ministry of Justice partnership. The government says it boosts privacy, security, and resilience for public services and business.

Lammy will unveil the ‘sovereign capability’ at OpenAI Frontiers, citing early MoJ efficiency gains. Over 1,000 probation officers will use Justice Transcribe to record and auto-transcribe offender meetings. Hours of admin shift to AI so staff can focus on supervision and public protection.

OpenAI CEO Sam Altman says UK usage has quadrupled in the past year. The company pitches AI as a way to save time and lift productivity across sectors. MoJ pilots have sparked interest from other departments, with broader adoption expected.

Data residency is a key blocker for regulated sectors, and this move aims to address that gap. Keeping data within the UK can simplify compliance and reduce perceived risk. It also underpins continuity plans by localising sensitive workloads.

ChatGPT Atlas, an AI-first web browser, was also announced this week. Its arrival could nudge users away from keyword searches toward conversational answers. OpenAI faces rivals Anthropic, Perplexity, and big tech incumbents in that shift.

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ChatGPT faces EU’s toughest platform rules after 120 million users

OpenAI’s ChatGPT could soon face the EU’s strictest platform regulations under the Digital Services Act (DSA), after surpassing 120 million monthly users in Europe.

A milestone that places OpenAI’s chatbot above the 45 million-user threshold that triggers heightened oversight.

The DSA imposes stricter obligations on major platforms such as Meta, TikTok, and Amazon, requiring greater transparency, risk assessments, and annual fees to fund EU supervision.

The European Commission confirmed it has begun assessing ChatGPT’s eligibility for the ‘very large online platform’ status, which would bring the total number of regulated platforms to 26.

OpenAI reported that its ChatGPT search function alone had 120.4 million monthly active users across the EU in the six months ending 30 September 2025. Globally, the chatbot now counts around 700 million weekly users.

If designated under the DSA, ChatGPT would be required to curb illegal and harmful content more rigorously and demonstrate how its algorithms handle information, marking the EU’s most direct regulatory test yet for generative AI.

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Russia moves to classify crypto as marital property

A Russian lawmaker has proposed recognising crypto as marital property to clarify asset ownership in divorce cases. The bill, introduced by Igor Antropenko of the United Russia party, seeks to amend Articles 34 and 36 of the Family Code to classify crypto acquired during marriage as joint property.

Digital assets obtained before marriage or through gifts would remain individually owned.

The proposal aims to address what Antropenko described as ‘risks to property rights’ arising from the current legal ambiguity surrounding digital currencies. It has been sent to Prime Minister Mikhail Mishustin and Central Bank Chairwoman Elvira Nabiullina for review.

The explanatory note highlights the constitutional obligation to protect property rights and cites the growing use of crypto among Russian citizens for investment and savings.

Russia’s move mirrors South Korea’s approach, where courts already recognise cryptocurrencies as divisible marital assets. Under Article 839-2 of Korea’s Civil Act, spouses can request investigations into hidden crypto holdings and either liquidate or divide tokens directly.

Blockchain transparency has made digital asset tracking easier than tracing cash, closing loopholes in asset concealment during divorce.

The proposal comes as Russia’s crypto activity hit $376.3 billion between July 2024 and June 2025, overtaking all European markets. Growing use of DeFi, stablecoins, and plans for a national crypto bank show increasing state involvement in digital finance.

Legal recognition of crypto as property would bring family law in line with this broader regulatory shift.

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Crypto hiring snaps back as AI cools

Tech firms led crypto’s hiring rebound, adding over 12,000 roles since late 2022, according to A16z’s State of Crypto 2025. Finance and consulting contributed 6,000, offsetting talent pulled into AI after ChatGPT’s debut. Net, crypto gained 1,000 positions as workers rotated in from tech, fintech, and education.

The recovery tracks a market turn: crypto capitalisation topping US$4T and new Bitcoin highs. A friendlier US policy stance on stablecoins and digital-asset oversight buoyed sentiment. Institutions from JPMorgan to BlackRock and Fidelity widened offerings beyond pilots.

Hiring is diversifying beyond developers toward compliance, infrastructure, and product. Firms are moving from proofs of concept to production systems with clearer revenue paths. Result: broader role mix and steadier talent pipelines.

A16z contrasts AI centralisation with crypto’s open ethos. OpenAI/Anthropic dominate AI-native revenue; big clouds hold most of the infrastructure share; NVIDIA leads GPUs. Crypto advocates pitch blockchains as a counterweight via verifiable compute and open rails.

Utility signals mature, too. Stablecoins settled around US$9T in 12 months, up 87% year over year. That’s over half of Visa’s annual volume and five times that of PayPal’s.

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