E-commerce and trade

Dubai charities open doors to crypto donations

Dubai charities now accept donations in cryptocurrencies and virtual assets through a new service launched by the Islamic Affairs and Charitable Activities Department. The move signals a shift towards modernised fundraising channels across the emirate.

The service supports Dubai’s wider digital transformation strategy and aims to improve efficiency within the charitable donation ecosystem. Donors can now use globally recognised payment options, highlighting the rising use of virtual assets as valid financial tools.

Regulation remains central to the initiative, with IACAD introducing clear policies to protect donors, enhance transparency, and ensure compliance with approved standards. Introductory workshops have also been organised to guide charities through operational and procedural requirements.

Officials stressed that charities need preliminary authorisation to ensure donations are processed securely and in accordance with regulations. The initiative further reinforces Dubai’s ambition to lead in innovative and technology-driven humanitarian work.

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Japan’s mobile competition law forces Apple to adjust iOS app payments

Apple has announced changes to how iOS apps are distributed and monetised in Japan, bringing its platform into compliance with the country’s Mobile Software Competition Act. The updates introduce new options for alternative app marketplaces and payment methods for digital goods.

Under the revised framework, developers in Japan can distribute apps outside the App Store and offer alternative payment processing alongside the In-App Purchase. Apple said the changes aim to meet legal requirements while limiting new risks linked to fraud, malware, and data misuse.

Safeguards include app notarisation, authorisation rules for alternative marketplaces, and baseline security checks for all iOS apps. The measures are aimed at protecting users, including children, even as apps outside the App Store receive fewer protections.

Safeguards include app notarisation, authorisation rules for alternative marketplaces, and baseline security checks for all iOS apps. Apple said the measures aim to protect users, including children, even as apps outside the App Store receive fewer protections.

Additional controls are being rolled out with iOS 26.2, including browser and search engine choice screens, new default app settings, and expanded developer APIs. Apple said it will continue engaging with Japanese regulators as the new framework takes effect.

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PwC automates AI governance with Agent Mode

The global professional services network, PwC, has expanded its Model Edge platform with the launch of Agent Mode, an AI assistant designed to automate governance, compliance and documentation across enterprise AI model lifecycles.

The capability targets the growing administrative burden faced by organisations as AI model portfolios scale and regulatory expectations intensify.

Agent Mode allows users to describe governance tasks in natural language, instead of manually navigating workflows.

A system that executes actions directly within Model Edge, generates leadership-ready documentation and supports common document and reporting formats, significantly reducing routine compliance effort.

PwC estimates weekly time savings of between 20 and 50 percent for governance and model risk teams.

Behind the interface, a secure orchestration engine interprets user intent, verifies role based permissions and selects appropriate large language models based on task complexity. The design ensures governance guardrails remain intact while enabling faster and more consistent oversight.

PwC positions Agent Mode as a step towards fully automated, agent-driven AI governance, enabling organisations to focus expert attention on risk assessment and regulatory judgement instead of process management as enterprise AI adoption accelerates.

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Crypto theft soars in 2025 with fewer but bigger attacks

Cryptocurrency theft intensified in 2025, with total stolen funds exceeding $3.4 billion despite fewer large-scale incidents. Losses became increasingly concentrated, with a few major breaches driving most of the annual damage and widening the gap between typical hacks and extreme outliers.

North Korea remained the dominant threat actor, stealing at least $2.02 billion in digital assets during the year, a 51% increase compared with 2024.

Larger thefts were achieved through fewer operations, often relying on insider access, executive impersonation, and long-term infiltration of crypto firms rather than frequent attacks.

Laundering activity linked to North Korean actors followed a distinctive and disciplined pattern. Stolen funds moved in smaller tranches through Chinese-language laundering networks, bridges, and mixing services, usually following a structured 45-day cycle.

Individual wallet attacks surged, impacting tens of thousands of victims, while the total value stolen from personal wallets fell. Decentralised finance remained resilient, with hack losses low despite rising locked capital, indicating stronger security practices.

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US platforms signal political shift in DSA risk reports

Major online platforms have submitted their 2025 systemic risk assessments under the Digital Services Act as the European Commission moves towards issuing its first fine against a Very Large Online Platform.

The reports arrive amid mounting political friction between Brussels and Washington, placing platform compliance under heightened scrutiny on both regulatory and geopolitical fronts.

Several US-based companies adjusted how risks related to hate speech, misinformation and diversity are framed, reflecting political changes in the US while maintaining formal alignment with EU law.

Meta softened enforcement language, reclassified hate speech under broader categories and reduced visibility of civil rights structures, while continuing to emphasise freedom of expression as a guiding principle.

Google and YouTube similarly narrowed references to misinformation, replaced established terminology with less charged language and limited enforcement narratives to cases involving severe harm.

LinkedIn followed comparable patterns, removing references to earlier commitments on health misinformation, civic integrity and EU voluntary codes that have since been integrated into the DSA framework.

X largely retained its prior approach, although its report continues to reference cooperation with governments and civil society that contrasts with the platform’s public positioning.

TikTok diverged from other platforms by expanding disclosures on hate speech, election integrity and fact-checking, likely reflecting its vulnerability to regulatory action in both the EU and the US.

European regulators are expected to assess whether these shifts represent genuine risk mitigation or strategic alignment with US political priorities.

As systemic risk reports increasingly inform enforcement decisions, subtle changes in language, scope and emphasis may carry regulatory consequences well beyond their formal compliance function.

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OpenAI adds pinned chat feature to ChatGPT apps

The US tech company, OpenAI, has begun rolling out a pinned chats feature in ChatGPT across web, Android and iOS, allowing users to keep selected conversations fixed at the top of their chat history for faster access.

The function mirrors familiar behaviour from messaging platforms such as WhatsApp and Telegram instead of requiring repeated scrolling through past chats.

Users can pin a conversation by selecting the three-dot menu on the web or by long-pressing on mobile devices, ensuring that essential discussions remain visible regardless of how many new chats are created.

An update that follows earlier interface changes aimed at helping users explore conversation paths without losing the original discussion thread.

Alongside pinned chats, OpenAI is moving ChatGPT toward a more app-driven experience through an internal directory that allows users to connect third-party services directly within conversations.

The company says these integrations support tasks such as bookings, file handling and document creation without switching applications.

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OpenAI expands AI training for newsrooms worldwide

The US tech company, OpenAI, has launched the OpenAI Academy for News Organisations, a new learning hub designed to support journalists, editors and publishers adopting AI in their work.

An initiative that builds on existing partnerships with the American Journalism Project and The Lenfest Institute for Journalism, reflecting a broader effort to strengthen journalism as a pillar of democratic life.

The Academy goes live with practical training, newsroom-focused playbooks and real-world examples aimed at helping news teams save time and focus on high-impact reporting.

Areas of focus include investigative research, multilingual reporting, data analysis, production efficiency and operational workflows that sustain news organisations over time.

Responsible use sits at the centre of the programme. Guidance on governance, internal policies and ethical deployment is intended to address concerns around trust, accuracy and newsroom culture, recognising that AI adoption raises structural questions rather than purely technical ones.

OpenAI plans to expand the Academy in the year ahead with additional courses, case studies and live programming.

Through collaboration with publishers, industry bodies and journalism networks worldwide, the Academy is positioned as a shared learning space that supports editorial independence while adapting journalism to an AI-shaped media environment.

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Google launches Gemini 3 Flash for scalable frontier AI

The US tech giant, Google, has unveiled Gemini 3 Flash, a new frontier AI model designed for developers who need high reasoning performance combined with speed and low cost.

Built on the multimodal and agentic foundations of Gemini 3 Pro, Gemini 3 Flash delivers faster responses at less than a quarter of the price, while surpassing Gemini 2.5 Pro across several major benchmarks.

The model is rolling out through the Gemini API, Google AI Studio, Vertex AI, Android Studio and other developer platforms, offering higher rate limits, batch processing and context caching that significantly reduce operational costs.

Gemini 3 Flash achieves frontier-level results on advanced reasoning benchmarks while remaining optimised for large-scale production workloads, reinforcing Google’s focus on efficiency alongside intelligence.

Early adopters are already deploying Gemini 3 Flash across coding, gaming, deepfake detection and legal document analysis, benefiting from improved agentic capabilities and near real-time multimodal reasoning.

By lowering cost barriers while expanding performance, Gemini 3 Flash enhances Google’s competitive position in the rapidly evolving AI model market. It broadens access to advanced AI systems for developers and enterprises.

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Euro stablecoins pass $1 billion milestone

Euro-denominated stablecoins have surpassed $1 billion in circulating supply, according to industry data, marking a significant milestone but remaining relatively insignificant within Europe’s broader monetary system. The total represents just 0.006% of the eurozone’s estimated $15.5 trillion M2 money supply.

Issuance activity was limited during 2020 and 2021, before accelerating from late 2023 onwards. Growth has continued through 2024 and into 2025, signalling renewed interest in tokenised euro products despite their small overall footprint.

Ethereum still hosts the largest share of euro stablecoins, although issuance has expanded to other blockchain networks, including Solana, Polygon, Arbitrum, Base, Avalanche, and Stellar. The shift reflects a move toward multi-chain deployment, focusing on payments, settlement, and cross-border transfers.

Euro stablecoins remain far smaller than dollar-based tokens, which continue to dominate on-chain liquidity and settlement. The euro’s limited digital presence highlights growth potential if regulation and institutional adoption advance.

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Salesforce expands Stockholm office to advance agentic AI

The San Francisco-based software company Salesforce has opened a significantly expanded office in Stockholm, reinforcing its long-term investment in Sweden and its broader Northern European strategy.

A new location that reflects the growing demand for AI-driven enterprise tools as regional businesses increasingly adopt agent-based technologies across their operations.

Located at Sveavägen 20, the Stockholm office is four times larger than Salesforce’s previous space and has been designed to support hybrid work, collaboration and innovation.

The opening event highlighted the focus of Salesforce on real estate as a strategic enabler for AI transformation, bringing together employees, partners, customers and community organisations.

A launch that also featured the Agentforce Sweden Nonprofit Hackathon, where Swedish charities presented AI agent solutions to improve efficiency and impact.

Majblomman received SEK 150,000 for an autonomous financial aid agent, underlining Salesforce’s ambition to position the Stockholm office as a regional hub for agentic enterprise development and responsible AI adoption.

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