Digital business models

EU bets on quantum to regain global influence

European policymakers are turning to quantum technology as a strategic solution to the continent’s growing economic and security challenges.

With the US and China surging ahead in AI, Europe sees quantum innovation as a last-mover advantage it cannot afford to miss.

Quantum computers, sensors, and encryption are already transforming military, industrial and cybersecurity capabilities.

From stealth detection to next-generation batteries, Europe hopes quantum breakthroughs will bolster its defences and revitalise its energy, automotive and pharmaceutical sectors.

Although EU institutions have heavily invested in quantum programmes and Europe trains more engineers than anywhere else, funding gaps persist.

Private investment remains limited, pushing some of the continent’s most promising start-ups abroad in search of capital and scale.

The EU must pair its technical excellence with bold policy reforms to avoid falling behind. Strategic protections, high-risk R&D support and new alliances will be essential to turning scientific strength into global leadership.

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Malicious Gravity Forms versions prompt urgent WordPress update

Two versions of the popular Gravity Forms plugin for WordPress were found infected with malware after a supply chain attack, prompting urgent security warnings for website administrators. The compromised plugin files were available for manual download from the official page on 9 and 10 July.

The attack was uncovered on 11 July, when researchers noticed the plugin making suspicious requests and sending WordPress site data to an unfamiliar domain.

The injected malware created secret administrator accounts, providing attackers with remote access to websites, allowing them to steal data and control user accounts.

According to developer RocketGenius, only versions 2.9.11.1 and 2.9.12 were affected if installed manually or via composer during that brief window. Automatic updates and the Gravity API service remained secure. A patched version, 2.9.13, was released on 11 July, and users are urged to update immediately.

RocketGenius has rotated all service keys, audited admin accounts, and tightened download package security to prevent similar incidents instead of risking further unauthorised access.

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Zuckerberg unveils Meta’s multi-gigawatt AI data clusters

Meta Platforms is building several of the world’s largest data centres to power its AI ambitions, with the first facility expected to go online in 2026.

Chief Executive Mark Zuckerberg revealed on Threads that the site, called Prometheus, will be the first of multiple ‘titan clusters’ designed to support AI development instead of relying on existing infrastructure.

Frustrated by earlier AI efforts, Meta is investing heavily in talent and technology. The company has committed up to $72 billion towards AI and data centre expansion, while Zuckerberg has personally recruited high-profile figures from OpenAI, DeepMind, and Apple.

That includes appointing Scale AI’s Alexandr Wang as chief AI officer through a $14.3 billion stake deal and securing Ruoming Pang with a compensation package worth over $200 million.

The facilities under construction will have multi-gigawatt capacity, placing Meta ahead of rivals such as OpenAI and Oracle in the race for large-scale AI infrastructure.

One supercluster in Richland Parish, Louisiana, is said to cover an area nearly the size of Manhattan instead of smaller conventional data centre sites.

Zuckerberg confirmed that Meta is prepared to invest ‘hundreds of billions of dollars’ into building superintelligence capabilities, using revenue from its core advertising business on platforms like Facebook and Instagram to fund these projects instead of seeking external financing.

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AI tools fuel smarter and faster marketing decisions

Nearly half of UK marketers surveyed already harness AI for essential tasks such as market research, campaign optimisation, creative asset testing, and budget allocation.

Specifically, 46 % use AI for research, 44 % generate multiple asset variants, 43.7 % optimise mid‑campaign content, and over 41 % apply machine learning to audience targeting and media planning.

These tools enable faster ideation, real‑time asset iteration, and smarter spend decisions. Campaigns can now be A/B tested in moments rather than days, freeing teams to focus on higher‑level strategic and creative work.

Industry leaders emphasise that AI serves best as a ‘co‑pilot‘, enhancing productivity and insight, not replacing human creativity.

Responsible deployment requires careful prompt design, ongoing ethical review, and maintaining a clear brand identity in increasingly automated processes.

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Czech central bank enters crypto equity market

The Czech National Bank has taken a notable step towards digital asset exposure by acquiring over 51,000 shares in Coinbase. Details emerged in a recent US filing, which also showed a larger stake in Palantir, an AI firm with government data contracts.

Both assets now form part of the central bank’s evolving investment profile.

Coinbase has performed strongly in 2025, rising by more than 40% in the first half of the year. Market enthusiasm has been fuelled by renewed institutional confidence, as well as regulatory clarity in the United States following the approval of physically backed Bitcoin exchange-traded funds in 2024.

Palantir, meanwhile, has seen its shares soar by 80% over the same period, driven by investor interest in its AI capabilities and defence-sector contracts.

Despite the high-growth nature of these equities, analysts suggest the Czech National Bank’s positioning is less speculative and more aligned with index-tracking principles. Coinbase joined the S&P 500 in May 2025, while Palantir was added in late 2024.

The purchases may therefore reflect efforts to mirror benchmark indices rather than express bold investment convictions.

The presence of crypto and AI-linked firms within a conservative central bank’s portfolio underlines shifting attitudes towards emerging technologies. As institutions reassess growth and risk, previously fringe assets are becoming mainstream in central bank portfolios.

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Nvidia chief says Chinese military unlikely to use US chips

Nvidia’s CEO, Jensen Huang, has downplayed concerns over Chinese military use of American AI technology, stating it is improbable that China would risk relying on US-made chips.

He noted the potential liabilities of using foreign tech, which could deter its adoption by the country’s armed forces.

In an interview on CNN’s Fareed Zakaria GPS, Huang responded to Washington’s growing export controls targeting advanced AI hardware sales to China.

He suggested the military would likely avoid US technology to reduce exposure to geopolitical risks and sanctions.

The Biden administration had tightened restrictions on AI chip exports, citing national security and fears that cutting-edge processors might boost China’s military capabilities.

Nvidia, whose chips are central to global AI development, has seen its access to the Chinese market increasingly limited under these rules.

While Nvidia remains a key supplier in the AI sector, Huang’s comments may ease some political pressure around the company’s overseas operations.

The broader debate continues over balancing innovation, commercial interest and national security in the AI age.

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AI’s future in banking depends on local solutions and trust

According to leading industry voices, banks and financial institutions are expected to play a central role in accelerating AI adoption across African markets.

Experts at the ACAMB stakeholders’ conference in Lagos stressed the need for region-specific AI solutions to meet Africa’s unique financial needs.

Niyi Yusuf, Chairman of the Nigerian Economic Summit Group, highlighted AI’s evolution since the 1950s and its growing influence on modern banking.

He called for AI algorithms tailored to local challenges, rather than relying on those designed for advanced economies.

Yusuf noted that banks have long used AI to enhance efficiency and reduce fraud, but warned that customer trust must remain at the heart of digital transformation. He said the success of future innovations depends on preserving transparency and safeguarding data.

Professor Pius Olarenwaju of the CIBN described AI as a general-purpose technology driving the fourth industrial revolution. He warned that resisting adoption would risk excluding stakeholders from the future of financial services.

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Bitcoin reaches new all time high at $122,000

Bitcoin reached a record high of $122,000 on Coinbase in the early hours of 14 July, extending its July gains to 13% and marking a third consecutive month in the green. The rally is fuelled by institutional demand, led by BlackRock’s IBIT ETF, which now holds over 700,000 BTC and exceeds $83 billion in assets.

BlackRock’s ETF has become the fastest in history to reach that milestone, outpacing previous records held by gold and equity ETFs. Analysts see this as a sign of growing confidence among major investors.

Despite the rally, on-chain indicators suggest that Bitcoin has not yet entered an overheated phase. The Long-Term Holder Net Unrealised Profit/Loss metric remains below the historical threshold associated with market tops.

Network activity continues to rise steadily. Average daily transactions have climbed to 364,000, still below previous cycle peaks, indicating a calm and composed market. Meanwhile, accumulation wallets have been increasing their holdings, now holding 250,000 BTC—the highest level recorded in 2024.

Data from CryptoQuant shows a 71% jump in 30-day demand, highlighting strong conviction from long-term holders. With no signs of mass profit-taking and institutional momentum growing, many analysts believe Bitcoin could push higher in the coming weeks.

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How AI agents are reshaping the marketing landscape

Marketers have weathered many disruptions, but a bigger shift is emerging—AI agents are starting to make purchasing decisions. As machines begin choosing what to buy, brands must rethink how they build visibility and relevance in this new landscape.

AI agents do not shop like humans. They use logic, structured data, and performance signals—not emotion, nostalgia or storytelling. They compare price, reviews, and specs. Brand loyalty and lifestyle marketing may carry less weight when decisions are made algorithmically.

According to Salesforce, 24% of people are open to AI shopping on their behalf—rising to 32% among Gen Z. Agents interpret products as data tables. Structured information, such as features and sentiment analysis, guide choices—not impulse or advertising flair.

Even long-trusted household brands may be evaluated solely on objective criteria, not reputation or emotional attachment. Marketers must adapt by preparing product data for machine interpretation—structured content, live feeds, and transparent performance metrics.

AI agents may also disguise themselves, interacting via email or traditional channels. Systems will need to detect and respond accordingly. Machine-to-machine buying is likely to rise, requiring cross-team coordination to align digital, data and marketing strategies.

Winning with AI agents means making products visible, verifiable, and understandable to machines—without compromising human trust. Those who act now will lead in a market where machines increasingly choose what consumers consume.

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Bitcoin surge sparks global crypto job boom

Global demand for crypto talent is accelerating, fuelled by Bitcoin’s surge past $122,000 on 14 July. As the market hits a valuation of over $3.8 trillion, countries are competing to become hubs for blockchain careers.

The United States ranks first in a recent Taurex study, offering 292 active listings and an average salary of $148,100. Its dominance is underpinned by a mature policy landscape and a strong base of 170 crypto firms. The UAE follows closely, combining competitive pay with the world’s highest Bitcoin ownership rate at 27%.

India, Singapore and the UK round out the top five. India leads in company count and user base, while Singapore shows the strongest job search interest globally. The UK remains Europe’s top destination, offering stable regulation and nearly 100,000 in average salary.

Other nations including Switzerland, Germany, Hong Kong and Poland are also seeing sharp growth. Poland stands out with 157 listings, despite lower average salaries.

With job volume, salary potential and regulatory clarity on the rise, crypto careers are fast becoming a global mainstream option.

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