Spanish banking giant Banco Santander and Mastercard have completed what they describe as Europe’s first live end-to-end payment executed by an AI agent. The pilot combined Santander’s live payments infrastructure with Mastercard Agent Pay to enable autonomous, permission-based transactions.
Mastercard Agent Pay, launched in April 2025, allows AI agents to initiate and complete payments within predefined consumer limits. The transaction was orchestrated with support from PayOS and integrates Microsoft Azure OpenAI Service and Copilot Studio.
Following the pilot, Santander plans to expand testing and explore new partnerships across agentic commerce use cases. The bank, which manages around €1.84 trillion in assets, is positioning AI as a core driver of innovation.
AI initiatives at Santander are led by chief data and AI officer Ricardo Martín Manjón, hired from BBVA. A strategic partnership with OpenAI has also connected up to 30,000 employees to ChatGPT Enterprise in one of the fastest deployments of its kind.
Global competition in agentic payments is intensifying as Citi, US Bank and Westpac trial Mastercard Agent Pay. Westpac recently completed New Zealand’s first authenticated agentic transaction, while DBS, Visa, Axis Bank and RBL Bank are advancing similar intelligent commerce pilots.
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Qualcomm expects robotics to become a significant business opportunity within two years, according to chief executive Cristiano Amon. The company is increasingly expanding beyond smartphones as it searches for new long-term growth markets.
Earlier this year, Qualcomm introduced its Dragonwing processor designed specifically for robotics applications. The chipset aims to operate across multiple robotic platforms using a scalable approach similar to its successful mobile processor strategy.
Industry enthusiasm for robotics has grown alongside rapid advances in AI technologies. Often described as ‘physical AI’, these systems allow robots to interpret surroundings and perform complex tasks more effectively.
Market forecasts suggest strong future demand, with analysts predicting robotics could develop into a multi-trillion-dollar global industry. Technology leaders across the semiconductor sector increasingly view intelligent machines as a major next computing platform.
Robotics innovation featured prominently at Mobile World Congress in Barcelona, where companies showcased emerging autonomous machines. Growing investment highlights intensifying competition to shape the future of AI-powered automation worldwide.
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Samsung has secured an agreement with Rakuten Mobile to deliver Open RAN-compliant 5G radios supporting a nationwide mobile network upgrade across Japan. Commercial deployment is expected to begin in 2026 following extensive testing of the cloud-native infrastructure.
Rakuten Mobile continues to expand its fully virtualised network architecture, designed to improve flexibility, performance, and vendor interoperability. The integration of Samsung equipment demonstrates growing industry confidence in Open RAN technology at large-scale commercial deployments.
Equipment supplied includes low-band and mid-band radios, alongside energy-efficient Massive MIMO systems operating in the 3.8 GHz spectrum. Compact hardware enables easier installation on buildings and street infrastructure while improving capacity in dense urban areas.
Executives from both companies highlighted ambitions to accelerate AI-enabled networks and global Open RAN adoption. Samsung also positioned the partnership as a step toward future 6G innovation and broader next-generation connectivity services.
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Britain has opened a public consultation examining whether children under 16 should face restrictions or a potential ban on social media use. Young people, parents and educators are being invited to share views before ministers decide on future policy.
Officials are considering several options beyond a full ban, including disabling addictive platform features, introducing overnight curfews, regulating access to AI chatbots, and tightening age verification rules. Pilot schemes will test proposed measures to gather practical evidence on their effectiveness.
The debate follows international momentum after Australia introduced restrictions on under-16 access to major platforms, with Spain signalling similar intentions. Political parties, charities and campaigners remain divided over whether bans or stronger safety regulations offer better protection.
Children’s organisations warn blanket prohibitions could push young users towards less regulated online spaces, creating a ‘false sense of security’. Researchers and policymakers instead emphasise improving platform safety standards while allowing young people to socialise and express themselves online responsibly.
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Breakthroughs in AI and neuroscience are bringing researchers closer to translating human thoughts into words, offering new communication tools for people living with paralysis or severe speech disorders. Experiments with implanted brain electrodes have enabled patients to produce sentences simply by imagining speech.
Machine learning systems analyse neural signals captured from small electrode arrays placed in speech-related brain regions, converting activity into text at increasing speed and accuracy. Recent trials achieved communication rates approaching practical conversation while also capturing tone, rhythm and emotional expression.
Scientists have begun detecting ‘inner speech’, identifying silent counting or imagined phrases without physical attempts to speak. Findings suggest thinking and speaking rely on overlapping neural networks, although spontaneous thoughts remain difficult to decode reliably.
Beyond language, researchers are reconstructing images, music and sensory experiences from brain scans using generative AI models. Studies analysing visual and auditory processing reveal how different brain regions encode perception, opening possibilities for studying hallucinations, dreams and animal cognition.
Technology companies, including Neuralink, are pushing brain-computer interfaces toward commercial use, though current systems sample only a tiny fraction of the brain’s billions of neurons. Experts believe widespread applications such as natural speech restoration or even brain-to-brain communication may emerge within the next two decades, alongside growing ethical debates around privacy and mental autonomy.
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Global demand for AI data centres is creating a severe shortage of memory chips, disrupting supply chains across the consumer electronics industry. Manufacturers warn shortages of RAM could lead to higher prices and delayed shipments for devices including laptops, smartphones and gaming consoles.
Only three companies dominate global RAM production, with capacity increasingly redirected towards high-bandwidth memory used in AI systems. Analysts say rapid investment in AI infrastructure has absorbed available supply faster than manufacturers can expand production facilities.
Major technology firms are already feeling pressure as memory costs rise and inventories tighten. Companies including Apple, HP, Dell and Qualcomm have warned investors that pricing increases and weaker forecasts may follow if shortages persist.
Gaming and computer manufacturers are exploring different responses, ranging from price increases to redesigning products that require less memory. Experts expect supply constraints to continue through the year as chipmakers attempt to balance AI demand with consumer electronics needs.
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Mizuho Financial Group plans to reduce work equivalent to 5,000 administrative positions over the next decade by introducing AI systems to improve operational efficiency. Around one-third of its 15,000 clerical staff nationwide will see their duties reshaped rather than eliminated.
Administrative employees currently manage processes such as document checks and data entry when opening accounts at subsidiary branches. Management expects many of these routine activities to be handled by AI as automation expands across operations.
Company leaders confirmed no layoffs are planned, with affected employees set to move into roles requiring direct customer interaction. Staff will transition towards investment product sales, corporate services and other positions where human engagement remains essential.
Mizuho intends to invest up to 100 billion yen by fiscal 2028 to develop and deploy AI technologies supporting business reform. An internal department overseeing clerical work will also be renamed the ‘Process Design Group’, signalling a stronger focus on AI-driven transformation.
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Dell is accelerating development of AI PCs, positioning them as the next standard for personal computing rather than a niche category. Industry forecasts suggest AI-enabled devices could account for more than half of global PC sales by 2026.
Dedicated neural processing units allow AI tasks to run directly on devices, freeing central and graphics processors for demanding creative workflows. Dell says such hardware enables faster editing, improved generative tools and smoother multitasking for designers, editors and digital creators.
Louise Quennell, UK Senior Director at Dell Technologies, emphasised that AI should support creativity rather than replace it. Automating repetitive tasks aims to give professionals more time for experimentation, artistic decision-making and higher-value creative work.
AI assistants are increasingly capable of managing scheduling, summarising information and reducing routine digital administration. Dell believes reducing these ‘digital chores’ could significantly improve productivity, particularly for freelancers balancing creative production with business responsibilities.
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Topshop has staged what it describes as a world-first AI-driven shoppable catwalk in Manchester, as part of its UK brand revival. The Manchester event combined physical runway looks with real-time digital purchasing through a bespoke Front Row AI app.
Guests in Manchester were able to buy outfits instantly as models walked, while also trying on virtual versions after the show. The experience was adjudicated by the World Record Certification Agency and positioned as a new model for immersive retail in the UK.
The Manchester showcase formed part of Topshop’s regional strategy beyond London, highlighting the North West’s role in the UK fashion sector. Students from the University of Salford and Manchester Metropolitan University designed and presented the finale in Manchester.
Topshop’s broader comeback in the UK includes pop ups in John Lewis stores, a standalone website relaunch and a partnership with Liberty in London. Executives said Manchester marked a new phase where AI and commerce converge to reshape retail experiences.
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More than half of US teenagers use AI tools to help with schoolwork, according to a new Pew Research Center study. The survey found that 54% of students aged 13 to 17 have used chatbots such as OpenAI’s ChatGPT or Microsoft’s Copilot to research assignments or solve maths problems.
Usage has risen in recent years. In 2024, 26% of US teens reported using ChatGPT for schoolwork, up from 13% in 2023. The latest survey of 1,458 teens and parents found 44% use AI for some schoolwork, while 10% rely on chatbots for most tasks.
Researchers say AI assistance is becoming routine in classrooms. Colleen McClain, a senior researcher at Pew and co-author of the report, said chatbot use for schoolwork is now a common practice among teens.
Findings come amid an intensifying debate over generative AI in education. Supporters argue that schools should teach students to use and evaluate AI tools, while critics warn of misinformation, reduced critical thinking, and increased cheating.
Recent research has raised questions about learning outcomes. One study by Cambridge University Press & Assessment and Microsoft Research found that students who took notes without chatbot support showed stronger reading comprehension than those using AI assistance.
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