Consumer protection

AI to take over all Meta ads under new plan

Meta is preparing to transform digital advertising on its platforms, with reports indicating that by 2026, all adverts on Facebook and Instagram could be fully created and targeted using AI.

The company’s vision would see AI tools take over the entire process—from ad generation to audience selection—requiring advertisers to provide only a product image and budget.

Since introducing generative AI features for advertisers in May 2023, Meta has continued to expand its automation capabilities. Currently, AI plays a major role in targeting ads across Meta’s platforms.

Under the new system, Meta’s AI will go several steps further by generating text, visuals, and video, as well as optimising ad delivery for the most suitable audience.

The initiative is aligned with CEO Mark Zuckerberg’s broader vision of AI-led automation, especially within advertising—Meta’s financial backbone, which accounted for over 97% of the company’s revenue last year.

Speaking at Meta’s annual shareholder meeting, Zuckerberg outlined a future where businesses simply define their marketing goal and budget, link a payment method, and allow Meta’s AI to handle the rest.

The company is also developing real-time personalisation tools. These will allow the same ad to appear differently depending on a user’s location or context—for example, showing a car in snowy terrain to one user, while another might see it in an urban setting.

Meta is also exploring integration with third-party AI models such as DALL·E and Midjourney to further enhance creative capabilities.

This move follows similar developments by rivals like Google, which recently launched its Veo video generation model. With AI continuing to reshape the advertising landscape, Meta is betting on full automation as the next frontier in digital marketing.

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Crypto adoption rises in Latin America as financial pressure grows

Latin Americans are turning to crypto not for speculation, but to escape inflation, transfer funds abroad, and bypass strict financial systems. Decades of economic instability have eroded trust in traditional banks, pushing people towards digital alternatives.

Major firms such as Binance and Mercado Pago are expanding services to meet this demand.

Binance Pay now integrates with Brazil’s Pix payment system, allowing seamless crypto-to-fiat transactions. Mercado Pago has applied for a digital banking licence in Argentina to offer more financial services, including crypto, within a regulated framework.

In countries like Argentina and Mexico, stablecoins support everyday transactions and remittances. Bitcoin use is growing across the region, especially where banking access is limited.

Banks are under pressure to evolve. Some, like Brazil’s BTG Pactual, are launching their own blockchain tools. As demand surges, crypto continues reshaping Latin America’s financial future.

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France cracks down on organised kidnapping ring targeting crypto leaders

Twenty-five people, including six minors, have been charged in Paris for kidnappings and attempted abductions of France’s crypto leaders. Eighteen are in pre-trial detention, others await court or are under supervision. Ages range from 16 to 23.

The investigation began with a 13 May daylight kidnapping attempt in eastern Paris, aimed at the daughter and grandson of Paymium’s CEO, Pierre Noizat. Prior failed attempts and a separate foiled abduction near Nantes earlier in the week are also linked to the case.

Video footage showed masked attackers assaulting Noizat’s family, who were hospitalised with minor injuries. Noizat praised those who defended his family during the attack.

Most suspects are French-born, with some from Senegal, Angola, and Russia. Authorities say the accused include both those who carried out the abductions and those responsible for logistics.

Defence lawyers highlighted the youth of some defendants and their vulnerability to criminal influence. The wave of kidnappings has raised national security concerns, prompting government efforts to protect wealthy crypto entrepreneurs.

Last January, Ledger co-founder David Balland was kidnapped, tortured, and ransomed before being freed.

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Australia tightens rules for crypto ATMs

Australia has imposed stricter rules on crypto ATM operators to curb scams and ensure compliance with anti-money laundering laws. A $5,000 AUD limit now applies to cash deposits and withdrawals, with scam warnings required on all machines.

Operators must also step up customer verification and improve transaction monitoring. These measures follow an AUSTRAC-led investigation that revealed older Australians, particularly those aged 60 to 70, account for a large share of crypto ATM activity.

Authorities noted that some victims were tricked into handing over life savings via these machines.

AUSTRAC has already denied registration renewal to one provider, Harro’s Empires, due to ongoing misuse risks.

The agency warned that other non-compliant operators could face similar penalties. It also urged broader adoption of cash limits across exchanges to reduce financial crime exposure.

To strengthen awareness, AUSTRAC and the federal police have released educational materials to be displayed near ATMs. The move comes amid rising scam reports, with 150 confirmed cases and over $3.1 million AUD in losses reported within a year.

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Singapore orders crypto firms to stop overseas activity by June

Singapore’s central bank, the Monetary Authority of Singapore (MAS), has mandated all local crypto service providers to halt digital token operations targeting overseas markets by 30 June 2025. Firms failing to comply risk fines of up to S$250,000 (£145,000) and imprisonment for up to three years.

The directive applies to any Singapore-based company, individual, or partnership offering digital token services abroad, regardless of their main business. MAS confirmed no transitional arrangements will be made.

Only firms licensed under current financial laws may continue without breaching the rules.

Licences for overseas digital token services will be rare due to strict AML and CFT concerns. Industry experts advise companies to restructure operations quickly to remove Singapore connections and reduce compliance risks.

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EU fines Delivery Hero and Glovo €329 million over cartel practices

The European Commission has imposed a €329 million fine on Berlin-based Delivery Hero and its Spanish subsidiary, Glovo, for participating in what it described as a cartel in the online food delivery market. According to the Commission, the two companies engaged in illegal practices across Europe between 2018 and 2022, including market sharing, exchanging commercially sensitive information, and entering into a ‘no-poach’ agreement to avoid hiring each other’s employees.

This is the first time the Commission has penalised companies for a no-poach deal, which the EU competition chief, Teresa Ribera, said harmed workers’ job mobility in the digital economy. The anti-competitive behaviour reportedly began in mid-2018 when Delivery Hero took a minority stake in Glovo and persisted in various forms until 2022, when it gained full ownership of the Spanish firm.

Delivery Hero was hit with a €223 million fine, while Glovo received a €106 million penalty. Both companies admitted to their roles in the misconduct and agreed to a settlement. The case emerged not from company complaints but through whistleblowers and the Commission’s own monitoring.

Delivery Hero stated it had fully cooperated with the investigation and noted the final fine was 20% lower than initially expected, due to Brussels’s acknowledgement of a lower intensity of misconduct during some periods. The firm expressed hope that the settlement would allow all involved to move forward.

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WhatsApp fixes deleted message privacy gap

WhatsApp is rolling out a privacy improvement that ensures deleted messages no longer linger in quoted replies, addressing a long-standing issue that exposed partial content users had intended to remove.

The update applies automatically, with no toggle required, and has begun reaching iOS users through version 25.12.73, with wider availability expected soon.

Until now, deleting a message for everyone in a chat has not removed it from quoted replies. That allowed fragments of deleted content to remain visible, undermining the purpose of deletion.

WhatsApp removes the associated quoted message entirely instead of keeping it in conversation threads, even in group or community chats.

WABetaInfo, which first spotted the update, noted that users delete messages for privacy or personal reasons, and leave behind quoted traces conflicted with those intentions.

The change ensures conversations reflect user expectations by entirely erasing deleted content, not only from the original message but also from any references.

Meta continues to develop new features for WhatsApp. Recent additions include voice chat in groups and a native interface for iPad. The company is also testing tools like AI-generated wallpapers, message summaries, and more refined privacy settings to enhance user control and experience further.

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NSO asks court to overturn WhatsApp verdict

Israeli spyware company NSO Group has requested a new trial after a US jury ordered it to pay $168 million in damages to WhatsApp.

The company, which has faced mounting legal and financial troubles, filed a motion in a California federal court last week seeking to reduce the verdict or secure a retrial.

The May verdict awarded WhatsApp $444,719 in compensatory damages and $167.25 million in punitive damages. Jurors found that NSO exploited vulnerabilities in the encrypted platform and sold the exploit to clients who allegedly used it to target journalists, activists and political rivals.

WhatsApp, owned by Meta, filed the lawsuit in 2019.

NSO claims the punitive award is unconstitutional, arguing it is over 376 times greater than the compensatory damages and far exceeds the US Supreme Court’s general guidance of a 4:1 ratio.

The firm also said it cannot afford the penalty, citing losses of $9 million in 2023 and $12 million in 2024. Its CEO testified that the company is ‘struggling to keep our heads above water’.

WhatsApp, responding to TechCrunch in a statement, said NSO was once again trying to evade accountability. The company vowed to continue its legal campaign, including efforts to secure a permanent injunction that would prevent NSO from ever targeting WhatsApp or its users again.

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Microsoft takes down massive Lumma malware network

Microsoft has dismantled a major cybercrime operation centred around the Lumma Stealer malware, which had infected over 394,000 Windows devices globally.

In partnership with global law enforcement and industry partners, Microsoft seized more than 1,300 domains linked to the malware.

The malware was known for stealing sensitive data such as login credentials, bank details and cryptocurrency information, making it a go-to tool for cybercriminals since 2022.

The takedown followed a court order from a US federal court and included help from the US Department of Justice, Europol, and Japan’s cybercrime unit.

Microsoft’s Digital Crimes Unit also received assistance from firms like Cloudflare and Bitsight to disrupt the infrastructure that supported Lumma’s Malware-as-a-Service network.

The operation is being hailed as a significant win against a sophisticated threat that had evolved to target Windows and Mac users. Security experts urge users to adopt strong cyber hygiene, including antivirus software, two-factor authentication, and password managers.

Microsoft’s action is part of a broader effort to tackle infostealers, which have fuelled a surge in data breaches and identity theft worldwide.

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Google to appeal US ruling in search monopoly case

Google has announced plans to appeal a ruling that found it guilty of anti-competitive practices in the online search market, as the tech giant faces mounting pressure from US regulators to restructure its business.

The company said Saturday it ‘strongly believes the Court’s original decision was wrong’ and will challenge the ruling on appeal.

However, this follows a hearing on Friday in which the US Department of Justice proposed sweeping remedies that could force Google to divest from its Chrome browser and end exclusive agreements with smartphone manufacturers that pre-install Google Search by default.

The government also wants the company to share the data it uses to generate search results on Chrome, a move Google criticised as giving Washington the power to determine who receives access to user data.

The Justice Department’s proposals are part of a broader effort to curb what it sees as Google’s abuse of its dominant position in the search market, which it argues has stifled competition and harmed consumers.

But Google has pushed back, saying the remedies would benefit wealthy competitors like Microsoft’s Bing rather than improve users outcome. Instead, the company has suggested more limited actions, such as letting phone makers pre-install its Play Store without requiring Chrome or Google Search.

The judge’s final decision on penalties is expected by August, marking the end of one of the most significant antitrust cases against a major tech firm in over a decade.

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