Fintech leader Stripe has introduced what it calls the world’s first AI foundation model designed specifically for payments. Trained on billions of real transactions, the model captures fine-grained signals that traditional fraud detection systems often miss.
Stripe claims the new system has already improved fraud detection for large enterprises by 64 percent, and it will now be rolled out across its full payments suite.
Alongside its AI launch, Stripe announced new stablecoin-based money management tools, following its $1.1 billion acquisition of crypto platform Bridge in 2023.
Businesses in 101 countries can now open financial accounts in stablecoins, hold balances, receive funds across crypto and fiat rails, and send stablecoins globally.
Stripe said the new accounts will especially benefit entrepreneurs in countries with unstable currencies by providing inflation protection and easier access to international markets.
The company also confirmed deeper ties with major partners. Nvidia has migrated its entire subscriber base to Stripe’s billing infrastructure, while PepsiCo is expanding its use of Stripe’s platform to modernise payments across its United States operations.
Meanwhile, Bridge and Visa have launched the first global debit card linked to stablecoin wallets, further embedding crypto capabilities into traditional finance systems.
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