The European Central Bank (ECB) has joined forces with Spain’s ONCE Foundation to ensure the digital euro app is accessible to all citizens, including people with disabilities, older adults, and those with limited digital skills.
The partnership focuses on technical advice, design collaboration, and testing prototypes for accessibility.
ECB Executive Board member Piero Cipollone said accessibility is a core principle of the digital euro, designed to empower all citizens in the digital age. ONCE Foundation Director Jesús Hernández Galán said experts with lived disability experience are helping make the digital euro app practical and user-friendly.
The collaboration supports an ‘accessibility by design’ approach, going beyond minimum legal requirements under the European Accessibility Act.
Features under consideration include voice-controlled transactions, large-font displays, guided onboarding, and multiple support options to ensure clarity, simplicity, and control for users less confident with digital tools.
Public input will also shape the app’s development, with focus groups and vulnerable consumer feedback guiding design choices. The partnership follows European accessibility and digital regulations, promoting a user-friendly and inclusive digital euro for all.
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Swiss lender PostFinance has broadened its digital-asset offering to 22 cryptocurrencies, adding Algorand, Arbitrum, NEARProtocol, Stellar, USDC, and Sui to its platform. The expansion strengthens its position as one of the most comprehensive retail crypto offerings among Swiss banks.
Direct cryptocurrency access was introduced in early 2024, making the institution the first systemically important bank in Switzerland to provide such services. Further additions followed mid-year, reflecting growing client demand for regulated exposure to digital assets.
More than 36,000 custody accounts have been opened since launch, generating over 565,000 trades. According to Alexander Thoma, the bank continues to broaden its selection as customers increasingly prefer to manage crypto through their primary banking provider.
Trading is available via e-finance and the PostFinance app, with a minimum entry level of $50 for both savings plans and individual orders, a move aimed at lowering barriers and widening retail participation.
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A fresh analysis from Arthur Hayes argues that Bitcoin is signalling mounting stress in the global fiat system as it diverges from the Nasdaq 100. Hayes says Bitcoin is the most sensitive market gauge of credit supply, making its decoupling a possible early warning of systemic stress.
He links the risk to accelerating AI-driven layoffs among knowledge workers. Data cited from CBS News shows firms attributed roughly 55,000 job cuts in 2025 to AI adoption, a sharp rise from two years earlier.
A significant drop in employment, he argues, could translate into large mortgage and consumer-credit losses for US banks.
Estimates suggest a 20% drop in US knowledge workers could trigger about $557 billion in credit losses, hitting bank capital and regional lenders first. Hayes expects instability to force the Federal Reserve to add liquidity, a move he says could lift Bitcoin to new highs.
Beyond the flagship cryptocurrency, Hayes said his firm Maelstrom may allocate stablecoin reserves to Zcash and Hyperliquid once monetary policy shifts, although timing and price targets remain unspecified.
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Fraudsters are using a fake AI chatbot posing as Google’s Gemini to promote a bogus ‘Google Coin’ cryptocurrency presale. The automated assistant delivers convincing investment projections and directs victims to send irreversible crypto payments.
The scam site copies Google branding and claims the token will surge in value after launch, despite Google having no cryptocurrency project. Visitors are shown fabricated presale stages, countdowns and token sales figures to create urgency.
When questioned about regulatory or company details, the chatbot avoids providing verifiable information and instead repeats scripted claims about security and transparency. Tougher queries are redirected to a supposed ‘manager’, suggesting human operators step in to close larger payments.
Researchers warn that AI tools are making crypto scams more scalable and more challenging to detect. Consumers are urged to verify claims on official websites and to avoid sending digital assets in exchange for promised returns.
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Dutch lawmakers have approved a new tax law that will impose a 36% levy on actual investment returns, including both realised and unrealised gains from cryptocurrencies such as Bitcoin and Ethereum.
The law, called the Actual Return in Box 3 Act, takes effect on 1 January 2028 and applies annually, meaning investors will owe tax even if assets are not sold.
Real estate and startup shares are exempt from mark-to-market taxation, raising concern among crypto investors. Critics say taxing paper gains may force investors to sell assets or consider moving to more favourable jurisdictions.
The government defended the measure as essential to prevent significant revenue losses.
The legislation includes some relief measures, such as a tax-free annual return for small savers and unlimited loss carry-forward above certain thresholds, allowing investors to offset downturns against future gains.
Despite these provisions, many crypto advocates argue that taxing unrealised gains remains problematic.
Crypto adoption in the Netherlands is growing rapidly. Indirect holdings by Dutch companies, institutions, and households reached $1.42 billion by October 2025, up from $96 million in 2020.
Officials say the long-term goal is to move towards a realised gains model, but annual taxation of paper gains is currently seen as necessary to safeguard public finances.
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Cryptocurrency flows linked to suspected human trafficking services surged sharply in 2025, with transaction volumes rising 85% year-on-year, according to new blockchain analysis.
Investigators say the financial activity reflects the rapid expansion of digitally enabled exploitation networks operating across borders.
Growth is linked to Southeast Asia-based illicit networks, including scam compounds, gambling platforms, and laundering groups operating via encrypted messaging channels.
Analysts identified multiple trafficking service categories, each with distinct transaction structures and payment preferences.
Stablecoins became the dominant payment method, especially for escort networks, thanks to their price stability and ease of conversion. Larger transfers and structured pricing models indicate increasingly professionalised operations supported by organised financial infrastructure.
Despite the scale of the activity, blockchain transparency continues to provide enforcement advantages. Transaction tracing has aided investigations, shutdowns, and arrests, strengthening digital forensics in combating trafficking-linked financial crime.
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European Union officials are weighing a sweeping prohibition on cryptocurrency transactions involving Russia, signalling a more rigid sanctions posture against alternative financial networks.
Policymakers argue that the rapid emergence of replacement crypto service providers has undermined existing restrictions.
Internal European Commission discussions indicate concern that digital assets are facilitating trade flows supporting Russia’s war economy. Authorities say platform-specific sanctions are ineffective, as new entities quickly replicate restricted services.
Proposals under review extend beyond private crypto platforms. Measures could include sanctions on additional Russian banks, restrictions linked to the digital ruble, and scrutiny of payments infrastructure tied to sanctioned trade channels.
The consensus remains uncertain, with some states warning that a blanket ban could shift activity to non-European markets. Parallel trade controls targeting dual-use exports to Kyrgyzstan are also being considered as part of broader anti-circumvention efforts.
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Cybercriminals are increasingly abusing legitimate administrative software to access corporate networks, making malicious activity harder to detect. Attackers are blending into normal operations by relying on trusted workforce and IT management tools rather than custom malware.
Recent campaigns have repurposed ‘Net Monitor for Employees Professional’ and ‘SimpleHelp’, tools usually used for staff oversight and remote support. Screen viewing, file management, and command features were exploited to control systems without triggering standard security alerts.
Researchers at Huntress identified the activity in early 2026, finding that the tools were used to maintain persistent, hidden access. Analysis showed that attackers were actively preparing compromised systems for follow-on attacks rather than limiting their activity to surveillance.
The access was later linked to attempts to deploy ‘Crazy’ ransomware and steal cryptocurrency, with intruders disguising the software as legitimate Microsoft services. Monitoring agents were often renamed to resemble standard cloud processes, thereby remaining active without attracting attention.
Huntress advised organisations to limit software installation rights, enforce multi-factor authentication, and audit networks for unauthorised management tools. Monitoring for antivirus tampering and suspicious program names remains critical for early detection.
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BlockFills, an institutional digital asset trading and lending firm, has suspended client deposits and withdrawals, citing market volatility as Bitcoin experiences significant declines.
A notice sent to clients last week stated the suspension was intended ‘to further the protection of our clients and the firm.’ The Chicago-based company serves approximately 2,000 institutional clients and provides crypto-backed lending to miners and hedge funds.
Clients were informed they could continue trading under certain restrictions, though positions requiring additional margin could be closed.
The suspension comes as Bitcoin fell below $65,000 last week, down roughly 25% in 2026 and approximately 45% from its October peak near $120,000. In the digital asset industry, withdrawal halts are often interpreted as warning signs of potential liquidity constraints.
Several crypto firms, including FTX, BlockFi, and Celsius, imposed similar restrictions during prior downturns before entering bankruptcy proceedings.
BlockFills has not specified how long the suspension will last. A company spokesperson said the firm is ‘working hand in hand with investors and clients to bring this issue to a swift resolution and to restore liquidity to the platform.’
Founded in 2018 with backing from Susquehanna and CME Group, there is currently no public evidence of insolvency.
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Dutch regulators have fined a cryptocurrency service provider for operating in the Netherlands without the legally required registration, underscoring intensifying enforcement across Europe’s digital asset sector.
De Nederlandsche Bank (DNB) originally imposed an administrative penalty of €2,850,000 on 2 October 2023. Authorities found the firm breached the Anti-Money Laundering and Anti-Terrorist Financing Act by offering unregistered crypto services.
Registration rules, introduced on 21 May 2020, require providers to notify supervisors due to elevated risks linked to transaction anonymity and potential misuse for money laundering or terrorist financing.
Non-compliance prevented the provider from reporting unusual transactions to the Financial Intelligence Unit-Netherlands. Regulators weighed the severity, duration, and culpability of the breach when determining the penalty amount.
Legal proceedings later altered the outcome. The Court of Rotterdam ruled on 19 December 2025 to reduce the fine to €2,277,500 and annulled the earlier decision on objection.
DNB has since filed a further appeal with the Trade and Industry Appeals Tribunal, leaving the case ongoing as oversight shifts toward MiCAR licensing requirements introduced in December 2024.
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