OpenAI tests financial data integration in ChatGPT
Users can disconnect accounts, delete financial memories, and control whether ChatGPT uses conversations for model training.
OpenAI has launched a preview of a personal finance experience in ChatGPT for Pro users in the United States. The feature allows users to connect financial accounts, view a dashboard, and ask questions based on their financial data.
The feature is available on web and iOS apps and supports more than 12,000 financial institutions. OpenAI said the preview will initially be available to a smaller group of users before expanding more broadly.
Users can connect accounts through Plaid, with Intuit support planned. Once authenticated, ChatGPT syncs and categorises financial data, allowing users to view portfolio performance, spending, subscriptions, upcoming payments, and other financial activity.
OpenAI said the feature supports questions related to budgeting, planning, subscriptions, investments, and spending activity. OpenAI said ChatGPT is intended to help users review financial information but is not a substitute for professional financial advice.
Users can also choose to save financial context as ‘Financial memories’ for future conversations, according to OpenAI. OpenAI says those memories are a dedicated type of memory used specifically for financial conversations and can be viewed or deleted from the Finances page.
OpenAI said connected accounts allow access to balances, transactions, investments, and liabilities, but not full account numbers or account controls. Users can disconnect accounts at any time, after which synced account data will be deleted from OpenAI’s systems within 30 days.
Conversations with connected financial accounts default to GPT-5.5 Thinking. OpenAI said it worked with finance professionals to evaluate the feature on personal finance tasks and response quality.
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