Visa unveils stablecoin pilot for faster payments
Using stablecoins, Visa Direct transforms treasury operations, delivering faster and more flexible global payment solutions.
Visa unveiled a stablecoin prefunding pilot for Visa Direct at SIBOS 2025, enabling faster, more flexible global payments. By integrating stablecoins, the pilot aims to modernise treasury operations, offering a solution tailored for the digital-first economy.
Traditional cross-border payments often rely on slow, costly systems that require businesses to hold large fiat balances in advance. The pilot lets companies pre-fund Visa Direct with stablecoins, cutting friction and boosting liquidity for active, efficient capital.
Financial institutions, banks, and remitters benefit from this approach, as stablecoins provide a consistent settlement layer, minimising exposure to currency volatility. Funds move in minutes, not days, enabling dynamic liquidity and predictable treasury for high-volume payouts.
Set to expand in 2026, the pilot builds on Visa’s global network and blockchain programmability, transforming how businesses handle cross-border transactions. Recipients still receive payments in local currency, ensuring seamless integration with existing systems.
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