ECB names firms for digital euro components

Providers have been selected for digital euro services, but development will proceed only after legislative approval and governing council agreement.

The EU Council has agreed its negotiating position on the digital euro, combining digital payments innovation with stronger protections for cash as legal tender across the euro area.

The European Central Bank (ECB) has named the providers selected to deliver core components for the digital € project. The announcement follows a call for applications launched in January 2024, with results published on 2 October 2025.

Technology and payment companies chosen include Sapient GmbH, Tremend Software Consulting, equensWorldline, Feedzai, Capgemini, Almaviva, Fabrick, Giesecke+Devrient, and Senacor FCS.

Their roles cover services such as risk and fraud management, app development, offline solutions, and secure exchange of payment information. Second-ranked firms will only be engaged if required.

The ECB underlined that a decision on whether to issue the digital € has not been taken. Progress depends on the Digital Euro Regulation and approval by the ECB Governing Council, with development moving forward only once both are secured.

Framework agreements signed with the chosen providers involve no payments at this stage. They also include safeguards to allow adjustments, ensuring alignment with any future changes in European legislation.

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