AI models favour Bitcoin over fiat in landmark study
A sweeping new study of 36 AI models reveals a striking consensus: when given a financial choice, artificial intelligence agents consistently reach for Bitcoin, and almost never for cash.
A new study from the Bitcoin Policy Institute, testing 36 AI models across more than 9,000 responses, found that AI agents overwhelmingly prefer Bitcoin over other forms of money.
Bitcoin was the most frequently selected monetary instrument overall, chosen in 48.3% of all responses, whilst almost 91% of responses favoured some form of digital currency over traditional fiat, with no model ranking fiat as its top overall preference.
The preference for Bitcoin was especially pronounced in long-term savings scenarios, where 79.1% of AI responses chose it as the best way to preserve purchasing power over multi-year horizons. For payments and cross-border transfers, however, stablecoins edged ahead, selected in 53.2% of responses compared to Bitcoin’s 36%.
The Bitcoin Policy Institute acknowledged that the study’s methodology had limitations, noting that scenario framing may have influenced results and that the models’ preferences reflect patterns in training data rather than real-world adoption.
Anthropic models showed the strongest Bitcoin preference at 68%, compared to 43% for Google, 39% for xAI, and 26% for OpenAI.
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