The CLARITY Act defines mature blockchain systems for US regulation
Some major blockchains, including Solana and Cardano, fail to meet maturity standards under the new rules.
The CLARITY Act seeks to create a clear regulatory framework for digital assets in the US, introducing a ‘mature blockchain system‘ to distinguish commodities from securities.
According to the bill, a mature blockchain system must be free from control by any single person or group. It should also demonstrate decentralised governance, open participation, and transparent operations.
Using the Act’s criteria, an AI analysis conducted with ChatGPT assessed major blockchain networks’ governance models as of July 2025. Key factors considered included decentralisation of decision-making, validator independence, and whether any single entity retained upgrade control.
Based on this evaluation, networks like Bitcoin, Ethereum, Litecoin, Monero, Dogecoin, Tezos, and Cosmos qualify as mature under the proposed legislation.
Some prominent blockchains, such as Solana, Cardano, Polkadot, and BNB Chain, remain under varying levels of central control and do not meet the maturity requirements.
The AI-driven assessment relies solely on publicly available information and serves as a reasoned interpretation rather than a formal regulatory ruling. Experts stress that legal decisions require human oversight and must account for changes in blockchain governance.
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