Real-time, on-device security: The only way to stop modern mobile Trojans
The next wave of banking fraud is already here—and it’s powered by AI.
Mobile banking faces a serious new threat: AI-powered Trojans operating silently within legitimate apps. These advanced forms of malware go beyond stealing login credentials—they use AI to intercept biometrics, manipulate app flows in real-time, and execute fraud without raising alarms.
Today’s AI Trojans adapt on the fly. They bypass signature-based detection and cloud-based threat engines by completing attacks directly on the device before traditional systems can react.
Most current security tools weren’t designed for this level of sophistication, exposing banks and users.
To counter this, experts advocate for AI-native security built directly into mobile apps—systems that operate on the device itself, monitoring user interactions and app behaviour in real-time to detect anomalies and stop fraud before it begins.
As these AI threats grow more common, the message is clear: mobile apps must defend themselves from within. Real-time, on-device protection is now essential to safeguarding users and staying ahead of a rapidly evolving risk.
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